For estate executive committees and residents' associations

Run the estate the way the constitution says it should be run.

One system for dues and the estate ledger, the gate and security, maintenance and power, and meetings and resolutions — with the controls that stop any single officer from moving the money.

  • Live in a week — we import your register
  • Ilé never holds your estate's money
  • Works on any Android, no app store
  • The gate keeps working without data
app.ile.ng/palmgrove/ledger
Estate ledger · all funds
₦53,096,100
Chain verified
Collected
₦16.7m
Sept
Households paying
412 / 430
96%
Sealed entries
1,903
to Aug
Corporate account only — never a personal one Two-person rule on bank & officer changes Hash-chained ledger Signed gate credentials QR-verifiable receipts NDPA 2023 tooling

The reason exco meetings get heated

The chairman's number is on the reminder. Whose account number is on it?

Nothing here is exotic. It is what happens when an estate's money runs on a group chat, a spreadsheet and one person's goodwill.

The account number changed

A reminder goes out on WhatsApp with a different account on it. By the time anyone checks, three households have paid a stranger.

One officer, every key

The same person raises the bill, confirms the payment, approves the spending and signs at the bank. Nothing is wrong until it is.

Last quarter quietly edited

The diesel figure in the spreadsheet is not the figure that was read at the AGM, and nobody can prove which came first.

An AGM nobody can certify

Decisions are taken, the levy rises, and two months later a resident asks whether quorum was ever met.

Where the money sits

Ilé never holds a naira of your estate's money.

Dues move from the resident to the association's own corporate account. Ilé sits to the side of that line: it records, reconciles and reports. Your signatories still sign at the bank exactly as they do today.

The resident pays

Card, transfer, USSD or cash — or straight into the household's own account number.

Your association's account

The corporate account in the association's registered name, under your existing mandate.

Your signatories

Spending still needs the officers your constitution names — one from group A, one from group B.

Ilé sits here — beside the line, not on it. It records every payment, reconciles the bank statement and produces the receipts. It has no access to the funds, and takes no percentage of what the estate collects.

Separation of duties

The Financial Secretary records income; the Treasurer disburses; the exco approves. The system enforces it, so nobody can do all three.

Two-person rule on the account

Changing the collection account, appointing a Treasurer or removing an officer needs a second exco member and a 24-hour cooling-off.

Every household is told

When a bank account or officer change is approved, every household gets an SMS and a noticeboard notice before it takes effect.

An audit trail for everything

Sign-ins, approvals, exports and settings changes are logged. The internal auditor gets a quarterly officer-access report.

What changes

WhatsApp, a spreadsheet and one person's goodwill — replaced.

The same jobs, done so that a resident, an auditor and next year's exco can all check them.

  • Where dues land
    TodayA treasurer's personal account, or one the exco can change quietly
    With IléThe association's corporate account, changed only by two officers after 24 hours
  • Proof a resident paid
    TodayA screenshot in a WhatsApp group
    With IléA numbered receipt with a QR code anyone can verify
  • Last quarter's figures
    TodayA spreadsheet anyone with the file can edit
    With IléAn append-only ledger; corrections are new entries, never edits
  • When the gate has no data
    TodayThe guard telephones the resident, or guesses
    With IléCodes and staff IDs verify offline against the estate's signature
  • Chasing arrears
    TodayWhoever has the energy, whenever they remember
    With IléA ladder your bye-laws define, sent automatically, logged
  • An AGM quorum
    TodayCounted by hand, disputed afterwards
    With IléChecked against the financial-member register, recorded live
  • What the auditor gets
    TodayA carrier bag of receipts
    With IléFund accounts, bank reconciliations and a full audit trail

The product

Everything the exco does on WhatsApp, paper and a personal account — done properly.

Ten modules that share one property register, one set of roles and one ledger.

Money

Books an auditor can sign off, and residents can check.

Every naira is recorded once, in the right fund, by the right officer — and nobody edits history.

Fund accounting & a transparent ledger

Service charge, security levy, diesel and the development levy sit in ring-fenced funds. The ledger is append-only and hash-chained; corrections are reversal entries, never edits. Closed months stay closed.

Virtual accounts & reconciliation

Each household can pay into its own account number, so transfers match themselves. Import the bank statement, match what's left, and produce a bank reconciliation statement every month.

Collections ladder & sanctions

Friendly reminder, formal reminder, final notice, landlord copied, defaulters register — at the days your bye-laws set. Sanctions need two approvals and lift automatically on payment or a payment plan.

Spending under the bank mandate

Requisitions route by amount: petty cash, one A and one B signatory, three quotes, or a general-meeting resolution. The Financial Secretary records income, the Treasurer pays — neither approves their own.

SMS to the household

Palmgrove Gardens: Receipt PGE/RCT/2026/000452. ₦57,500 received for PA3-F2, Sept service charge. Balance ₦0. Verify: ile.ng/v/8Kd2

Gate & security

A gate that keeps working when the network doesn't.

Guards verify on a low-cost Android phone. Officers see what happened overnight before breakfast.

Offline gate with signed credentials

Visitor codes, staff IDs, move-out clearances and goods passes are signed with the estate's key and verified on the kiosk without data. Revocations sync the moment the network returns.

Security operations

Guard roster and attendance against the contract, a digital occurrence book, QR patrol checkpoints with missed-round alerts, incident reports with evidence, and SOS that reaches the CSO by SMS.

Guard kiosk · no network
730 418
Grace Akinola · house help · PA3-F2
SIGNATURE VALID

Operations

Maintenance with deadlines, not just complaints.

Requests, artisans, assets and power in one queue the estate manager actually works from.

Maintenance SLAs

Every request gets a priority and a deadline. Breaches escalate to the Works chairman on their own; residents confirm fixes, and unconfirmed jobs close after 72 hours. Vetted artisans are rated by neighbours.

Power, diesel & assets

Supply log against your DisCo band, generator hours and litres per hour, witnessed diesel deliveries, fault escalation at 24 and 48 hours, and preventive servicing for pumps, gates and transformers.

Maintenance · SLA running
Borehole 2 pump down — Zone B
Critical · due in 2h 40m · assigned to Aqua-Tech

Governance

Meetings, resolutions and records that stand up.

The constitution's rules — notice, quorum, proxies, financial membership — applied every time.

AGMs & resolutions

Notices sent with the right number of clear days, attendance and proxies against the financial-member register, motions and votes recorded live, and numbered resolutions every module can cite.

Printable, verifiable documents

Receipts, statements, clearance letters, staff IDs and minutes extracts carry a serial number and a QR code. Anyone can scan it to confirm the document is genuine and hasn't been withdrawn.

NDPA-ready

Privacy notice, retention periods for visitor, staff and guarantor data, a log of data-subject requests, and a one-click export of everything the estate holds about a person.

Requisition · awaiting release
Replace Borehole 2 pump — ₦1,920,000
✓ Group A · ChairmanAwaiting group B3 quotes · EXCO/2026/R11

By role

Everyone sees their own job — and only their own job.

Roles follow the constitution, not a generic admin/user split. The separation is enforced, not advisory.

Chairman

Estate health at a glance

Approvals waiting, collection rate, arrears, incidents — and a monthly report to take to the exco.

Treasurer

Pays, never records

Requisitions to release under the bank mandate, reconciliation, budgets against actuals.

Financial Secretary

Records, never pays

Billing runs, receipts, confirming transfers, the arrears ladder and payment plans.

Internal auditor

Reads everything, writes nothing

Full sight of the books, plus audit queries the Treasurer must answer with evidence.

Estate manager

The day's work

Maintenance queue with deadlines, assets due for service, diesel and power, vendors.

Security

Gate and occurrence book

Offline kiosk, patrol checkpoints, incidents, SOS, staff and vehicle registers.

Resident

Their own household only

Balance and receipts, visitor codes, report a problem, notices, the estate ledger.

Landlord

Their units and tenants

Every unit they own, each tenant's standing, and the levies charged to owners.

Getting started

From a spreadsheet to live, in four steps.

We do the import. The committee does the deciding.

  1. 1

    Profile & collection account

    The association's registered name, CAC number and corporate bank account — never a personal one.

  2. 2

    Property register

    Import units, plots and flats from the estate's spreadsheet, then add households and landlords.

  3. 3

    Officers & mandate

    Exco, Financial Secretary, Treasurer, auditor and staff logins, with bank-mandate groups A and B.

  4. 4

    Go live

    From that moment, bank and officer changes need a second exco approval, a cooling-off and a household notice.

Live in a week
Typical go-live once the register is in
We do the import
Spreadsheet, Word file or photos of the ledger book
₦0
Taken from the dues your estate collects

Pricing

Priced per unit, so the exco can put one figure in the budget.

Every feature is included on every estate. No module is held back, and no percentage is taken from your dues.

150 units
20200400600800+

What counts as a unit? Each standalone house or individual flat is one unit. A block of 10 flats is 10 units. Undeveloped plots and vacant units are not charged.

Estimated monthly
₦75,000
about ₦500 per unit
Paid yearly₦810,000
Save 10% against paying monthly

Indicative — the figure is confirmed with your exco before anything is signed. Excludes 7.5% VAT. Ilé takes no percentage of the dues your estate collects.

Everything included

All ten modules, unlimited residents, guards and officers. Nothing is upsold later.

No transaction fees

Ilé takes no cut of dues collected. Your payment provider's own fee applies, and money goes to your account.

Set-up and import

Quoted once, per estate. It covers importing your register and training the exco.

Questions

What exco members ask first.

Does Ilé hold our money?

No. Dues go straight into the association's own corporate account under the bank mandate you already have. Ilé records and reconciles; your officers still sign at the bank. We take no percentage of what the estate collects.

Do residents need to download an app?

No. Ilé runs in the phone's browser and can be added to the home screen. People sign in with their phone number and a one-time SMS code — no passwords.

Our records are a mess. Is that a problem?

It is the normal starting point. Send the register in whatever state it exists — a spreadsheet, a Word file, or photographs of the ledger book — and we import it for you before you go live.

What happens to our data?

The association is the data controller. Officers see only what their role needs, residents see only their own household, and the exco can export the full estate archive at any time.

How long does it take to set up?

Most of the work is the property register. With the estate's spreadsheet and bank details to hand, the committee can go live the same week.

What if we want to leave?

The estate's data belongs to the association. Export the ledger, the register and every document at any time, in formats your accountant can open.

See it with a full demo estate before you decide.

A worked estate with six months of history — dues, a sealed ledger, the gate, an AGM — so the committee can judge it properly instead of watching a slideshow.